Nairobi, Kenya | Equity Group Holdings Plc has recorded a robust performance in Q3 2025, with Profit After Tax (PAT) rising 32% to Kshs 54.1 billion from Kshs 40.9 billion, driven by strategic transformation, regional growth, and operational resilience. Equity Bank Uganda contributed significantly to this performance, posting a 61% PAT increase to Kshs 2.9 billion, up from Kshs 1.8 billion.
The Group’s performance reflects a diversified revenue base, enhanced efficiency, and strong contributions from regional subsidiaries. In Kenya, PAT rose 51% to Kshs 31.1 billion, supported by a 27% increase in net interest income and a 34% decline in interest expenses. Regional subsidiaries also delivered notable growth, with Equity BCDC (DRC) recording 19% loan growth and Equity Bank Rwanda achieving 34% growth in its loan book. Equity Bank Tanzania nearly doubled its PAT, reaching Kshs 1.5 billion.
Equity Group continues to advance its Africa Recovery and Resilience Plan (ARRP) and its 2030 strategic vision to serve 100 million customers across 15 countries. Investments in next-generation digital technologies, artificial intelligence, and data analytics have enhanced operational efficiency, security, and customer experience. The Group now processes over 98% of transactions outside branches, with 87.4% occurring through digital channels.
“The Q3 2025 results demonstrate the strength of our tri-engine business model, operational efficiency, and commitment to transforming lives,” said Dr. James Mwangi, Equity Group Managing Director and CEO. “Through empowering MSMEs, leveraging digital platforms, and aligning with Africa’s socio-economic priorities, we are driving inclusive growth and shared prosperity.”
Equity’s non-banking subsidiaries insurance, technology, and integrated financial services also posted strong growth. Equity Life Assurance’s gross written premiums grew 28% to Kshs 4.9 billion, while Equity General Insurance recorded Kshs 1.67 billion in premiums during its first nine months of operation. Equity Health Insurance, licensed in July 2025, underwrote Kshs 5 million in premiums, closing the quarter with a profit before tax of Kshs 23 million. Collectively, these subsidiaries are poised to increase insurance penetration in East Africa.
Equity Group’s social impact initiatives under the Equity Group Foundation (EGF) further reinforce its commitment to inclusive growth. In Q3 2025, EGF supported 145 scholars through fully funded global university scholarships worth Kshs 3.8 billion (USD 29.47 million), trained 30,000 entrepreneurs, and extended Kshs 38 billion in credit to 91,000 MSMEs. Programs in agriculture, clean energy, and health have benefited millions, including refugee and host communities across East and Central Africa.
The Group’s achievements were recognized with several accolades in 2025, including “Best Regional Bank in East Africa” at the African Banker Awards and Kenya’s most valuable brand for the second consecutive year. These honors affirm Equity Group’s leadership in financial inclusion, innovation, and regional socio-economic development.